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After a car accident, a driver must decide whether or not to repair his or her car. To determine repair costs, and find out if your car is totaled, you’ll need to find an Austin collision repair shop.

Insurance company declared my vehicle totaled – Now what?

An Austin body shop will inspect the damage and provide a repair estimate to the insurance company. If the insurer determines the repair cost is more than the current value of the vehicle, the insurer declares the car totaled and will not pay for the repair.

At this point in the process, it helps to understand your insurance policy. Know what to expect in terms of your coverage for a car that is not repairable. This helps you understand what kind of payment they should provide. If you disagree with the insurance company’s assessment, do some research before contacting your agent. Take a look at prices online for your year, make, and model of vehicle. Talk with used car dealers for their estimate, and also let your insurance agent know of any custom or additional features on your vehicle that may add to its value.

Repairing a totaled car

If the vehicle that was wrecked was a daily commuter, repairing the car may not be important. However, some cars hold a sentimental value for owners, whether they are classics, a handed down vehicle from a loved one, or a first car.

When a car owner wants to repair a totaled vehicle, let the insurance company know soon after the car is totaled. The insurer will take out the car’s salvage value from the total it was going to pay for the current value. A salvage title will be necessary to drive the vehicle again. The repair costs will be your responsibility and not your insurance company’s.

At Ellis & Salazar Automotive and Collision, we provide collision repair Austin, our team of technicians understand what it takes to repair vehicles with extensive damage and to make the car safe to drive again.

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Who decides if my vehicle is totaled?
Who decides if my vehicle is totaled?

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